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Smitha Nair

Smitha Nair Email-ID: smithan@rajagiri.edu

<p style="margin-left:0cm; margin-right:0cm; text-align:justify"><span style="color:null"><span style="font-size:14px"><span style="font-family:Arial,Helvetica,sans-serif">Smitha Nair is an Associate Professor of Finance at the Rajagiri Business School. She holds a PhD in Management (Finance), PGDM (Finance) and a Bachelor&rsquo;s degree in Actuarial Science. She is also a Certified Associate of Indian Institute of Bankers (CAIIB). She has nearly twelve years of experience in higher education and nine years of corporate experience in banking and insurance sectors. Before transitioning to academia, her corporate tenure included key roles at Dhanlaxmi Bank and Reliance General Insurance. Her primary research interests lie at the intersection of financial reporting quality, corporate governance, and banking. Her doctoral research examined the relationships between banks, the quality of corporate earnings, and borrower default. Her teaching interests are in banking, financial economics, behavioural finance.</span></span></span></p>

Educational Qualification

  • Ph.D. (Finance) - Amrita Vishwa Vidyapeetham (2023)
  • PGDM (Finance) - Amrita Vishwa Vidyapeetham (2004)
  • Bachelor of Commerce (Actuarial Science) - University of Kerala (2001)

Work Experience (Research /Teaching)

  • Assistant Professor – School of Business, Amrita Vishwa Vidyapeetham (2013-2025)
  • Chief Manager - Risk Management Department & Accounts Department (2009-2013)
  • Regional Accounts Manager – Reliance General Insurance Co. Ltd. (2006-2009)
  • Management Trainee – Reliance Life Insurance Co. Ltd. (2004 -2005)

Consultancy

  • Financial Consultant, Navigator Technical Services
  • Financial Consultant, Amrita Hospital, for setting up a CAR T-cell therapy facility
  • Resource Person, Development and Facilitation Office, Ministry of MSME, GOI

Journal Publication

  • Gopikumar, V., Nair, S., (2024). SEBI’s Proposals to Limit Speculative Trading. Economic and Political Weekly, [SCOPUS & ABDC – B]
  • Gopikumar, V., Nair, S., & Sisodia, G. S. (2023). The Effect of Financial Reporting Quality on Institutional Ownership. Applied Economics Letters, 30(15), 2020-2023. [SCOPUS & ABDC – B]
  • Nair, S., Gopikumar, V., Viswanathan, P. K., Gopakumar, S., & Gil, M. T. (2020). A Contingency Model of Board Characteristics and Foreign Institutional Investor Ownership: the Moderating Role of Firm Size and Market Valuation. Cogent Economics & Finance, 8(1), 1739465. [SCOPUS & ABDC – B]
  • Gopikumar, V., Nair, S., Sreevathsava, S., & Sreedharan V, R. (2019). Financial Strength Information and Institutional Investor Demand: Evidence from India. Cogent Economics & Finance, 7(1), 1623751. [SCOPUS & ABDC – B]
  • Nair, S., Gopikumar, V., Ajith, A., & Sreedharan V, R. (2019). Exploring Bequest Intentions of Indian Households. Cogent Economics & Finance, 7(1), 1637592. [SCOPUS & ABDC – B]
  • Gopikumar, V., Nair, S., Chakraborty, A., & Antony, J. (2018). Assessment of Critical Failure Factors (CFFs) of Lean Six Sigma in Real-life Scenario: evidence from manufacturing and service industries. Benchmarking: An International Journal, 25(8), 3320-3336. [SCOPUS & ABDC – B]
  • Nair, S., Amrutha, S., Gopikumar, V., & Sandhya, G. (2017). Religious Affiliation and Bequest Behavior. PURUSHARTHA-A Journal of Management, Ethics and Spirituality, 10(2), 36-45. [SCOPUS]

Paper Presentation

  • “Earnings Quality and Bank Lending”, Journal of Accounting & Economics (JCAE) 2025 Annual Symposium and Doctoral Consortium, MAHE, Bengaluru.
  • “Investor Response to Innovation Expenditures”, 2nd International Conference on Advancing Sustainable Futures (ICASF 2024), Abu Dhabi University
  • “Asset Growth and Investor Preferences Across Firm Life Cycles: Indian Evidence”, 11th International Conference on Business Analytics and Intelligence, IIM, Bengaluru
  • “The Effect of Banking Relationships on Borrower Default”, 3rd International Research Conference on Insolvency and Bankruptcy, ISB, Hyderabad
  • “Banking Relationships and Default Probability: Evidence from India”, India Finance Conference 2023, N. L. Dalmia Institute of Management Studies and Research
  • “Religious Affiliation and Bequest Behaviour”, 4th International Conference on Spirituality & Skills for Leadership and Sustainable Management. SMS Varanasi
  • “Business Models and Performance: An Indian Banking Industry Perspective”, 52nd Annual Conference of The Indian Econometric Society (TIES) organized by IIM, Kozhikode
  • “Income Diversification and Risk Adjusted Performance: An Indian Banking Sector Perspective”, 2015 IMRA - IIMB International Conference, IIM Bengaluru.
  • “Loan Loss Provisions and Earnings Management By Indian Commercial Banks", 2015 IMRA - IIMB International Conference, IIM Bengaluru.
  • “Measuring and Explaining Efficiency of Indian Banking Sector”, 12th AIMS International Conference on Management, IIM Kozhikode.

Professional Memberships

  • Indian Institute of Banking & Finance - Membership No: 500206319
  • The Indian Econometric Society - Membership No: L/2646/15-16